Rates

Current GIC rate comparison

Filter available GIC options by term, account type, deposit amount, GIC type, and province. Rates are subject to change and availability depends on provider criteria.

TermAccount typeDeposit amountGIC typeProvinceSort by

Demo data shown for layout only. Rates must be verified from an authoritative source before launch.

Provider	Term	Rate	GIC type	Min. deposit	Accounts	Protection	Updated
Sample Trust A Trust Company	1 year	4.25% Fixed	Non-redeemable	$1,000	Non-registered, TFSA, RRSP, RRIF, FHSA	Coverage varies by institution — verify before proceeding.	2026-06-15
Sample Bank D Bank	5 years	4.20% Fixed	Non-redeemable	$5,000	Non-registered, TFSA, RRSP, RRIF, FHSA, Corporate	Coverage varies by institution — verify before proceeding.	2026-06-18
Sample Bank B Bank	2 years	4.15% Fixed	Non-redeemable	$5,000	Non-registered, TFSA, RRSP, Corporate	Coverage varies by institution — verify before proceeding.	2026-06-20
Sample Trust E Trust Company	1 year	4.10% Fixed	Cashable	$1,000	Non-registered, TFSA, RRSP	Coverage varies by institution — verify before proceeding.	2026-06-25
Sample Broker G Broker	4 years	4.10% Fixed	Non-redeemable	$25,000	Non-registered, TFSA, RRSP, RRIF, Corporate, Trust, Estate	Multiple issuers — coverage per issuer, verify details.	2026-06-21
Sample Credit Union C Credit Union	3 years	4.05% Fixed	Non-redeemable	$1,000	Non-registered, TFSA, RRSP, RRIF, RESP	Provincial deposit protection may apply — confirm with provider.	2026-06-22
Sample Bank I Bank	5 years	4.00% Escalating	Escalating rate	$500	Non-registered, TFSA, RRSP	Coverage varies by institution — verify before proceeding.	2026-06-10
Sample Bank F Bank	180 days	3.95% Fixed	Redeemable	$500	Non-registered, TFSA	Coverage varies by institution — verify before proceeding.	2026-06-24
Sample Trust H Trust Company	30–90 days	3.75% Fixed	Cashable	$1,000	Non-registered, TFSA	Coverage varies by institution — verify before proceeding.	2026-06-25

Sample Trust A

Trust Company · Non-redeemable

4.25%

1 year

Min deposit: $1,000
Updated: 2026-06-15
Accounts: Non-registered, TFSA, RRSP, RRIF, FHSA

Sample Bank D

Bank · Non-redeemable

4.20%

5 years

Min deposit: $5,000
Updated: 2026-06-18
Accounts: Non-registered, TFSA, RRSP, RRIF, FHSA, Corporate

Sample Bank B

Bank · Non-redeemable

4.15%

2 years

Min deposit: $5,000
Updated: 2026-06-20
Accounts: Non-registered, TFSA, RRSP, Corporate

Sample Trust E

Trust Company · Cashable

4.10%

1 year

Min deposit: $1,000
Updated: 2026-06-25
Accounts: Non-registered, TFSA, RRSP

Sample Broker G

Broker · Non-redeemable

4.10%

4 years

Min deposit: $25,000
Updated: 2026-06-21
Accounts: Non-registered, TFSA, RRSP, RRIF, Corporate, Trust, Estate

Sample Credit Union C

Credit Union · Non-redeemable

4.05%

3 years

Min deposit: $1,000
Updated: 2026-06-22
Accounts: Non-registered, TFSA, RRSP, RRIF, RESP

Sample Bank I

Bank · Escalating rate

4.00%

5 years

Min deposit: $500
Updated: 2026-06-10
Accounts: Non-registered, TFSA, RRSP

Sample Bank F

Bank · Redeemable

3.95%

180 days

Min deposit: $500
Updated: 2026-06-24
Accounts: Non-registered, TFSA

Sample Trust H

Trust Company · Cashable

3.75%

30–90 days

Min deposit: $1,000
Updated: 2026-06-25
Accounts: Non-registered, TFSA

Rate review

Request your GIC rate review

Tell us what type of GIC you are looking for and we'll help identify available options that may match your term, account type, and deposit amount.

Your information is submitted for the purpose of your GIC inquiry. See our Privacy Policy for details.

First nameLast name

Email addressPhone numberUsed to verify your identity by SMS or voice call.

Province or territoryApproximate amount to invest

Preferred termAccount type

GIC preferenceWhen are funds available?

Optional message

I agree to be contacted about my GIC rate inquiry by email, phone, or SMS. Message and data rates may apply.I have read and accept the Privacy Policy, Terms of Use, and Rate Disclaimer.

Free to use. No obligation. We'll send a 6-digit code to your phone to confirm we can reach you. Submitting an inquiry does not guarantee access to any specific rate, product, or provider.