Rates

Current GIC rate comparison

Filter available GIC options by term, account type, deposit amount, GIC type, and province. Rates are subject to change and availability depends on provider criteria.

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Sample rate preview. Rates shown are demo data for layout only and must be replaced with verified live data before launch. Rates, eligibility, and terms are subject to change — verify with the provider before proceeding.

Provider	Rate	Term	GIC type	Min. deposit	Interest	Availability	Updated
Demo Provider A Demo Trust Company	4.25% Fixed	1 year	Non-redeemable	$1,000	Annual, Compounded annually, At maturity	All provinces & territories	2026-06-15
Demo Provider D Demo Bank	4.20% Fixed	5 years	Non-redeemable	$5,000	Monthly, Semi-annual, Annual, Compounded annually	All provinces & territories	2026-06-18
Demo Provider B Demo Bank	4.15% Fixed	2 years	Non-redeemable	$5,000	Semi-annual, Annual, Compounded annually	All provinces & territories	2026-06-20
Demo Provider E Demo Trust Company	4.10% Fixed	1 year	Cashable	$1,000	Annual, Compounded annually	All provinces & territories	2026-06-25
Demo Provider G Demo Broker	4.10% Fixed	4 years	Non-redeemable	$25,000	Monthly, Semi-annual, Annual, Compounded annually	All provinces & territories	2026-06-21
Demo Provider C Demo Credit Union	4.05% Fixed	3 years	Non-redeemable	$1,000	Monthly, Annual, At maturity	Ontario, British Columbia, Alberta	2026-06-22
Demo Provider I Demo Bank	4.00% Escalating	5 years	Escalating rate	$500	Annual, Compounded annually	All provinces & territories	2026-06-10

Demo Provider A

Demo

Trust Company · Non-redeemable

4.25%

1 year

Min deposit: $1,000
Updated: 2026-06-15
Accounts: Non-registered, TFSA, RRSP, RRIF, FHSA
Interest: Annual, Compounded annually, At maturity

Demo Provider D

Demo

Bank · Non-redeemable

4.20%

5 years

Min deposit: $5,000
Updated: 2026-06-18
Accounts: Non-registered, TFSA, RRSP, RRIF, FHSA, Corporate
Interest: Monthly, Semi-annual, Annual, Compounded annually

Demo Provider B

Demo

Bank · Non-redeemable

4.15%

2 years

Min deposit: $5,000
Updated: 2026-06-20
Accounts: Non-registered, TFSA, RRSP, Corporate
Interest: Semi-annual, Annual, Compounded annually

Demo Provider E

Demo

Trust Company · Cashable

4.10%

1 year

Min deposit: $1,000
Updated: 2026-06-25
Accounts: Non-registered, TFSA, RRSP
Interest: Annual, Compounded annually

Demo Provider G

Demo

Broker · Non-redeemable

4.10%

4 years

Min deposit: $25,000
Updated: 2026-06-21
Accounts: Non-registered, TFSA, RRSP, RRIF, Corporate, Trust, Estate
Interest: Monthly, Semi-annual, Annual, Compounded annually

Demo Provider C

Demo

Credit Union · Non-redeemable

4.05%

3 years

Min deposit: $1,000
Updated: 2026-06-22
Accounts: Non-registered, TFSA, RRSP, RRIF, RESP
Interest: Monthly, Annual, At maturity

Demo Provider I

Demo

Bank · Escalating rate

4.00%

5 years

Min deposit: $500
Updated: 2026-06-10
Accounts: Non-registered, TFSA, RRSP
Interest: Annual, Compounded annually

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